Message from the General Manager

Since the creation of ACREMAC, we have been advising and supporting companies in their development, and implementing day-to-day credit risk management in their decision-making processes.

In my opinion: in medicine, as in customer credit management, prevention is better than cure. Avoiding malfunctions and non-payments must be the primary objective, especially since customer receivables are now a veritable “pathology“.

Anticipation is the watchword when it comes to managing accounts receivable. From customer prospecting to actual invoice payment, companies need to secure their processes to make customer risk acceptable, in particular by taking out guarantees during commercial negotiations. The stakes are high: for a receivable that is one month late or less, the probability of collection is over seventy-five percent, but drops to fifty percent at 6 months, and to less than twenty percent at one year.... The lesson to be learned? The later you intervene, the more complex the collection process becomes, and the more time and energy you have to devote to it. By making the effort to analyze the causes of late payment, companies can generate profitability by improving internal processes. This rule is all the more valuable in that there is no magic bullet when it comes to customer credit management, which depends on the commercial reality of each structure. One thing is certain: unpaid invoices are not inevitable, if the right actions are taken at the right time.

Our targeted, qualitative approach means we have a prime position in areas such as corporate services and consulting.

ACREMAC is all about know-how and team spirit, with customer satisfaction as our top priority. Our added value: a daily challenge, strong bonds of trust, tailor-made service and the use of the latest customer risk management tools.